Friday, November 2, 2018

Don't Let the HOLIDAYS smash your plans for a NEW HOME...

The National Retail Federation Press Release dated October 24, 2018 says "Consumers will spend 4.1 percent more than last year during winter holiday."  Wait, wait......  

Did you plan on purchasing a HOME in 2019?  Then, I'm writing this post for you.  Over the years, I have watched many of my clients, friends, and myself go Black Friday shopping for the HOLIDAYS.  This year, I want to ask everyone to STOP a moment.  Let's talk....  

One of the best things you could do for your FAMILY is own a HOME.  In order to achieve this goal, you MUST watch your spending.  Many consumers including myself spend lots of MONEY on Black Friday because of the deals and to get ahead start on Christmas gifts for family members.  Here's a few TIPS to help you save and not over spend:

1.  WRITE down a list of items you want to buy.  For example, if we want to give a gift to your parents, sisters/brothers, in-laws, etc, we need to give ourselves a budget limit.  For all relative Holiday gifts, spend no more than $___.  This is a budget line item for your November monthly expenses.  

2.  Since you will be operating on a budget this year, you will then need to review all the Black Friday ads and possible sale items.  Determine which items, you can get and stay within your budget of $___.  

3.  In an area that you will see EVERY morning, POST the HOME of your dreams. This will be a daily reminder of your 2019 goal and motivation to stay within your allocated budget amount.  

Remember 2019 is your YEAR to own a HOME!!!

Signing off... "Your Angel in Real Estate" -Teresa Scott-Tibbs

PS.  My contact information is Teresa Scott-Tibbs, Real Estate Consultant with Keller Williams Realty, email:  angelinrealestate@gmail.com / website: www.angelinrealestate.com

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